Farm Finance Australia | Broker for Farmers & Agribusiness
Get A Free Quote
Fundsie Farm finance supports Australian farmers and agribusiness owners through seasons, growth, and challenges. At Fundsie, we specialise in tailored farm finance solutions across Queensland, the Gold Coast, and nationwide-covering working capital, equipment, livestock, rural property, or expansion.
We compare 60+ lenders for competitive, transparent terms suited to seasonal income and rural needs. For insights on agribusiness banking options and what makes a strong provider, see Canstar’s Agribusiness Banking guide. In 2026’s market (with concessional options like RIC Farm Investment Loans at steady rates), many producers are optimising cash flow and resilience.
No jargon, no delays-just practical support. Ready for farm finance that fits your operation? Get your free assessment today-call or book a chat.
Compare Farm Finance Loan Options
Rural Property Finance
Fundsie Agri Finance can assist with rural property, acreage block, hobby farm, or lifestyle retreat? Rural property finance offers specialised solutions beyond standard home loans-tailored to non-metro locations, larger land sizes (up to 100+ hectares), zoning, and unique risks like bushfire/flood exposure.
Key features include:
- Flexible LVRs – Up to 95% for smaller blocks (<10 ha near towns), 80-90% for mid-size (10-50 ha), down to 70-80% for larger rural-resi properties (lenders assess income-producing potential carefully).
- Specialist lenders – Access banks/non-banks & Private Lenders that understand rural valuations and criteria.
- Deposit & costs – Often 5-30% minimum, plus higher insurance/valuation fees; some allow owner-occupier or investment use.
- Differences from farm finance – Less focus on commercial income/operations-ideal for tree-changers or semi-rural living (limited to ~$20k gross farm income without triggering commercial rules).
In 2026’s market, with steady rates and regional demand rising, Fundsie compares 60+ lenders to secure competitive terms, handle paperwork, and navigate approvals efficiently – no surprises.
For more on rural home loan criteria and comparisons, check Canstar’s Rural Home Loans guide.
Ready for farm finance that fits your dream property? Get your free assessment today – call or book a chat!
Business Loans for Farming & Argi Business
Running a profitable farming or agribusiness operation often requires flexible farm finance funding beyond land purchases. Business loans for farming & agribusiness provide the working capital, seasonal support, and growth finance you need to manage cash flow, invest in infrastructure, or handle unexpected challenges.
Common uses we help with include:
- Working capital & seasonal finance – Cover off-season expenses, inputs, or harvest gaps with lines of credit or short-term loans.
- Equipment & livestock finance – Lease or purchase machinery, tractors, irrigation, or stock with tailored asset-based terms.
- Expansion & succession – Fund new ventures, diversification (e.g., horticulture, aquaculture), land improvements, or family transitions.
- Debt management & cash flow – Refinance existing obligations or consolidate for better terms amid fluctuating commodity prices.
- Concessional options – Access government-backed programs like RIC’s Farm Investment Loans or AgriStarter (for new/young farmers) at competitive fixed rates.
In 2026, with steady rates and focus on resilient operations, Fundsie Agri Finance compares 60+ lenders (mainstream + specialists) to secure practical Farm Finance solutions aligned with your seasonal cycles and business goals—no one-size-fits-all.
For insights on agribusiness banking and what to look for in providers, see Canstar’s Agribusiness guide.
Working capital and Cash‑Flow Funding
Australian farmers and agribusiness owners rely on flexible working capital and cash-flow funding to handle seasonal income fluctuations, cover essential operating expenses, and pursue growth opportunities. Our tailored agribusiness loans and farm business loans deliver the liquidity needed to bridge income gaps, maintain smooth operations, and support long-term stability.
These solutions suit large-scale farms, hobby farms, and everything in between, providing access to funds for:
- Livestock purchases and ongoing management
- Crop production inputs and seasonal costs
- Property development and infrastructure improvements
We structure farm finance around your specific operations, land use strategies, and long-term planning—ensuring reliable stability through peak seasons and quieter off-periods.
Whether you’re after short-term cash-flow support, refinancing existing facilities, or funding for expansion, our working capital and cash-flow funding options are designed to match the practical realities of rural and agricultural businesses.
By combining deep industry expertise with adaptable loan terms, Fundsie provides agribusiness loans that strengthen resilience, improve profitability, and help your farm or agribusiness thrive year-round.
In 2026’s steady-rate environment, we compare 60+ lenders to secure competitive, practical solutions aligned with your seasonal cycles and goals.
For more on Farm Finance banking features and what to consider in providers, check Canstar’s Agribusiness guide.
Ready for working capital and cash-flow funding that truly supports your operation? Get your free, no-obligation review today—call or book a quick chat!
Invoice & Debtor Finance
Invoice and debtor finance delivers fast access to working capital by turning unpaid invoices into immediate cash flow—without waiting weeks or months for debtor payments. This powerful Farm Finance solution unlocks the value locked in your outstanding invoices, providing the liquidity agribusinesses, farm producers, suppliers, contractors, and rural operators need to cover operating expenses, seize growth opportunities, or smooth out seasonal fluctuations.
Our tailored invoice finance and debtor finance options are designed specifically for agricultural supply chains and rural businesses:
- Align funding with your debtor cycles, farming operations, and long-term planning
- Support large-scale farms, regional agribusinesses, and smaller rural enterprises
- Enable quick cash for inputs, payroll, equipment maintenance, or expansion
By converting receivables into usable funds upfront, we help you maintain operational stability, reduce cash-flow stress during off-seasons, and build greater resilience year-round.
In January 2026’s steady-rate environment, Fundsie Agri Finance compares 60+ lenders—including specialist providers—to secure competitive, flexible invoice finance and debtor finance that fits your agribusiness realities.
Agribusiness Expansion & Growth Finance
Agribusiness expansion and growth finance delivers the capital Australian farmers and agribusiness owners need to scale operations, pursue new opportunities, and build long-term profitability. Our tailored agribusiness loans and farm business loans provide flexible funding for land acquisition, property development, diversification projects, and sustainable investments-supporting large farms, family-run operations, and rural enterprises alike.
These growth-focused solutions are structured around:
- Seasonal cash flow patterns and income cycles
- Land use strategies and long-term business planning
- Expansion goals like additional acreage, facility upgrades, or new ventures
Whether you’re acquiring more land, investing in sustainable practices, diversifying into horticulture or value-added products, or upgrading infrastructure, our expansion finance options offer the resilience and adaptability required in agricultural life.
In 2026’s steady-rate market, Fundsie compares 60+ lenders-including major banks and specialist ag providers-to secure competitive, practical agribusiness expansion finance that aligns with your vision and realities.
By blending deep industry expertise with strong lender relationships, we deliver solutions that empower confident growth and future-proof your farm or agribusiness.
For insights on financing growth in agribusiness, check Canstar’s Agribusiness guide.
Ready for agribusiness expansion finance or growth loans that match your ambitions? Get your free, no-obligation review today-call or book a quick chat!
Refinancing & Facility Reviews
Refinancing and facility reviews give farmers, primary producers, and agribusiness owners the opportunity to optimise existing loan structures, reduce costs, and improve cash‑flow management.
By reassessing current facilities, we help identify more competitive interest rates, restructure debt for flexibility, and align finance with the realities of farming operations, seasonal income cycles, and long‑term business planning. Whether you’re managing large farms, hobby farms, or rural property investments, our tailored refinancing solutions ensure your lending arrangements remain efficient and sustainable.
Facility reviews also highlight opportunities to consolidate multiple farm finance loans, unlock equity for expansion, or adjust repayment terms to better suit operational needs. With a strong understanding of rural business and access to a broad lender network, we deliver refinancing strategies that strengthen resilience, support profitability, and position your agribusiness for future growth.
Call Now to Discuss Your Farm Finance Options
No obligation — just clear answers tailored to your farm finance needs
Why Choose Fundsie for Farm Finance?
Agricultural & Commercial Focus
We specialise in finance solutions for farmers, primary producers, and agribusiness owners, with a clear understanding of rural operations and cash‑flow cycles.
Practical, Business‑First Approach
Every finance structure is designed around real commercial objectives - supporting growth, working capital, and long‑term sustainability.
Broad Lender Access
Our national lender network allows us to assess a wide range of funding options based on your circumstances and requirements.
Clear & Transparent Process
We explain finance structures in plain language, outlining key considerations so you can make informed decisions with confidence.
Long‑Term Partnership
Our role doesn’t end at settlement. We support agricultural businesses through change, growth, and opportunity over time.
Let’s Talk Farm Finance - Schedule Your Call or Email Us Now
No obligation – just clear answers tailored to your farm finance requirements
Or book a 30 minute discovery call
Farm Finance Specialists with Regional Expertise & National Reach
Based in Burleigh Heads, Fundsie Farm Finance supports farmers, primary producers, and agribusiness owners across regional Queensland and Australia‑wide. With a strong understanding of rural operations and access to a broad national lender network, we structure finance solutions aligned with agricultural business needs — from working capital and expansion to rural property and long‑term growth.
Areas We Service
Fundsie Agri Finance works with farmers, primary producers, and agribusiness owners across regional Queensland and Australia‑wide, delivering finance solutions aligned with rural and commercial operations.
Queensland – Key Agricultural Regions
Darling Downs, Lockyer Valley, South Burnett, Western Downs, Central Queensland, Wide Bay–Burnett, North Queensland.
Northern New South Wales
Northern Rivers, New England, North Coast, and regional agricultural centres.
Victoria – Regional & Rural Areas
Goulburn Valley, Wimmera, Mallee, Gippsland.
South Australia
Riverland, Limestone Coast, Eyre Peninsula, Mid North.
Western Australia
Wheatbelt, Great Southern, Mid West.
Tasmania
North West Coast, Midlands, Southern agricultural regions.
Australia‑Wide
Supporting agricultural businesses across all states and territories.
